Call reports 2023
CROSSROADS BANK — 2023
What CROSSROADS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 316,879,000 | 320,235,000 | 316,565,000 | 320,326,000 |
| Total loans | 177,128,000 | 182,243,000 | 185,335,000 | 184,739,000 |
| Allowance for loan losses | 2,261,000 | 2,461,000 | 2,120,000 | 2,087,000 |
| Securities available for sale | 119,487,000 | 110,352,000 | 104,769,000 | 106,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,520,000 | 295,255,000 | 292,885,000 | 297,783,000 |
| Interest-bearing deposits | 228,263,000 | 230,550,000 | 227,633,000 | 234,446,000 |
| Noninterest-bearing deposits | 64,257,000 | 64,705,000 | 65,252,000 | 63,337,000 |
| Equity capital | 18,022,000 | 18,368,000 | 16,574,000 | 20,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,374,000 | 6,922,000 | 10,669,000 | 14,604,000 |
| Interest expense | 682,000 | 1,520,000 | 2,488,000 | 3,586,000 |
| Net interest income | 2,692,000 | 5,402,000 | 8,181,000 | 11,018,000 |
| Noninterest income | 467,000 | 945,000 | 1,354,000 | 1,755,000 |
| Noninterest expense | 1,554,000 | 2,998,000 | 4,663,000 | 6,830,000 |
| Provision for loan losses | 100,000 | 340,000 | 450,000 | 520,000 |
| Pretax income | 1,505,000 | 3,011,000 | 4,424,000 | 5,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,505,000 | 3,011,000 | 4,424,000 | 5,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,610,000 | 33,666,000 | 34,529,000 | 34,262,000 |