Call reports 2022
CROSSROADS BANK — 2022
What CROSSROADS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 311,114,000 | 304,485,000 | 315,357,000 | 317,203,000 |
| Total loans | 148,119,000 | 155,197,000 | 163,900,000 | 170,887,000 |
| Allowance for loan losses | 2,199,000 | 2,197,000 | 2,166,000 | 2,215,000 |
| Securities available for sale | 138,952,000 | 128,030,000 | 121,309,000 | 120,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,287,000 | 285,177,000 | 289,388,000 | 293,605,000 |
| Interest-bearing deposits | 226,890,000 | 227,326,000 | 208,486,000 | 229,859,000 |
| Noninterest-bearing deposits | 60,397,000 | 57,851,000 | 80,902,000 | 63,746,000 |
| Equity capital | 22,650,000 | 15,712,000 | 14,711,000 | 17,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,523,000 | 8,469,000 | 11,712,000 |
| Interest expense | 274,000 | 582,000 | 904,000 | 1,492,000 |
| Net interest income | 2,398,000 | 4,941,000 | 7,565,000 | 10,220,000 |
| Noninterest income | 442,000 | 874,000 | 1,311,000 | 1,759,000 |
| Noninterest expense | 1,505,000 | 2,870,000 | 4,369,000 | 6,225,000 |
| Provision for loan losses | 418,000 | 418,000 | 418,000 | 503,000 |
| Pretax income | 917,000 | 2,527,000 | 4,089,000 | 5,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 917,000 | 2,527,000 | 4,089,000 | 5,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,512,000 | 30,821,000 | 31,822,000 | 31,892,000 |