Call reports 2021
CROSSROADS BANK — 2021
What CROSSROADS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 296,598,000 | 294,127,000 | 300,788,000 | 315,216,000 |
| Total loans | 137,875,000 | 140,861,000 | 141,937,000 | 138,556,000 |
| Allowance for loan losses | 1,604,000 | 1,657,000 | 1,776,000 | 1,794,000 |
| Securities available for sale | 130,549,000 | 128,939,000 | 131,540,000 | 144,845,000 |
| Securities held to maturity | 186,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,384,000 | 262,474,000 | 267,522,000 | 283,717,000 |
| Interest-bearing deposits | 212,344,000 | 211,276,000 | 215,466,000 | 225,244,000 |
| Noninterest-bearing deposits | 54,040,000 | 51,198,000 | 52,056,000 | 58,473,000 |
| Equity capital | 28,936,000 | 30,311,000 | 31,426,000 | 29,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 5,543,000 | 8,129,000 | 10,770,000 |
| Interest expense | 313,000 | 614,000 | 907,000 | 1,192,000 |
| Net interest income | 2,130,000 | 4,929,000 | 7,222,000 | 9,578,000 |
| Noninterest income | 376,000 | 753,000 | 1,233,000 | 1,658,000 |
| Noninterest expense | 1,243,000 | 2,602,000 | 4,003,000 | 5,785,000 |
| Provision for loan losses | 25,000 | 75,000 | 205,000 | 255,000 |
| Pretax income | 1,238,000 | 3,026,000 | 4,306,000 | 5,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,238,000 | 3,026,000 | 4,306,000 | 5,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,074,000 | 28,453,000 | 29,227,000 | 29,046,000 |