Call reports 2018
CROSSROADS BANK — 2018
What CROSSROADS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 195,756,000 | 196,451,000 | 197,964,000 | 202,352,000 |
| Total loans | 93,951,000 | 98,783,000 | 101,478,000 | 105,757,000 |
| Allowance for loan losses | 1,168,000 | 1,252,000 | 1,286,000 | 1,358,000 |
| Securities available for sale | 69,934,000 | 70,390,000 | 65,762,000 | 65,321,000 |
| Securities held to maturity | 2,084,000 | 2,067,000 | 2,049,000 | 2,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,823,000 | 171,896,000 | 175,151,000 | 179,522,000 |
| Interest-bearing deposits | 134,879,000 | 133,415,000 | 135,809,000 | 139,182,000 |
| Noninterest-bearing deposits | 38,944,000 | 38,481,000 | 39,342,000 | 40,340,000 |
| Equity capital | 20,646,000 | 21,221,000 | 21,411,000 | 21,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,951,000 | 3,961,000 | 6,048,000 | 8,215,000 |
| Interest expense | 196,000 | 403,000 | 631,000 | 880,000 |
| Net interest income | 1,755,000 | 3,558,000 | 5,417,000 | 7,335,000 |
| Noninterest income | 298,000 | 609,000 | 806,000 | 1,178,000 |
| Noninterest expense | 1,190,000 | 2,382,000 | 3,493,000 | 5,167,000 |
| Provision for loan losses | 0 | 100,000 | 175,000 | 275,000 |
| Pretax income | 864,000 | 1,686,000 | 2,590,000 | 3,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 864,000 | 1,686,000 | 2,590,000 | 3,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,661,000 | 22,378,000 | 23,032,000 | 22,291,000 |
| Total capital | 22,878,000 | 23,641,000 | 24,351,000 | 23,642,000 |
| Risk-weighted assets | 99,706,000 | 101,008,000 | 105,513,000 | 108,037,000 |