Call reports 2017
CROSSROADS BANK — 2017
What CROSSROADS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,747,000 | 189,948,000 | 191,794,000 | 196,203,000 |
| Total loans | 93,505,000 | 96,207,000 | 97,966,000 | 97,030,000 |
| Allowance for loan losses | 1,144,000 | 1,189,000 | 1,197,000 | 1,174,000 |
| Securities available for sale | 67,460,000 | 67,194,000 | 64,955,000 | 69,630,000 |
| Securities held to maturity | 3,773,000 | 2,704,000 | 2,628,000 | 2,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,122,000 | 166,926,000 | 168,214,000 | 173,583,000 |
| Interest-bearing deposits | 131,295,000 | 134,218,000 | 134,353,000 | 137,089,000 |
| Noninterest-bearing deposits | 35,827,000 | 32,708,000 | 33,861,000 | 36,494,000 |
| Equity capital | 20,238,000 | 21,627,000 | 22,160,000 | 21,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,724,000 | 5,653,000 | 7,611,000 |
| Interest expense | 180,000 | 369,000 | 562,000 | 760,000 |
| Net interest income | 1,674,000 | 3,355,000 | 5,091,000 | 6,851,000 |
| Noninterest income | 300,000 | 601,000 | 898,000 | 1,207,000 |
| Noninterest expense | 1,111,000 | 2,245,000 | 3,314,000 | 4,859,000 |
| Provision for loan losses | 50,000 | 145,000 | 170,000 | 170,000 |
| Pretax income | 814,000 | 1,583,000 | 2,522,000 | 3,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 814,000 | 1,583,000 | 2,522,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,248,000 | 20,848,000 | 21,510,000 | 21,028,000 |
| Total capital | 21,439,000 | 22,070,000 | 22,756,000 | 22,251,000 |
| Risk-weighted assets | 95,287,000 | 97,817,000 | 100,715,000 | 100,161,000 |