Call reports 2011
CROSSROADS BANK — 2011
What CROSSROADS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,728,000 | 133,554,000 | 137,782,000 | 140,215,000 |
| Total loans | 53,506,000 | 54,045,000 | 56,130,000 | 57,797,000 |
| Allowance for loan losses | 623,000 | 668,000 | 703,000 | 725,000 |
| Securities available for sale | 40,140,000 | 38,703,000 | 40,882,000 | 43,553,000 |
| Securities held to maturity | 0 | 10,774,000 | 10,020,000 | 8,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,097,000 | 115,966,000 | 119,180,000 | 121,852,000 |
| Interest-bearing deposits | 92,656,000 | 94,277,000 | 96,866,000 | 97,321,000 |
| Noninterest-bearing deposits | 20,441,000 | 21,689,000 | 22,314,000 | 24,531,000 |
| Equity capital | 15,128,000 | 16,029,000 | 16,996,000 | 16,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,680,000 | 4,078,000 | 5,497,000 |
| Interest expense | 267,000 | 512,000 | 757,000 | 999,000 |
| Net interest income | 1,046,000 | 2,168,000 | 3,321,000 | 4,498,000 |
| Noninterest income | 238,000 | 460,000 | 676,000 | 897,000 |
| Noninterest expense | 787,000 | 1,505,000 | 2,253,000 | 3,176,000 |
| Provision for loan losses | 10,000 | 60,000 | 110,000 | 140,000 |
| Pretax income | 487,000 | 1,063,000 | 1,633,000 | 2,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 487,000 | 1,063,000 | 1,633,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,210,000 | 14,682,000 | 15,038,000 | 14,625,000 |
| Total capital | 14,863,000 | 15,390,000 | 15,776,000 | 15,387,000 |
| Risk-weighted assets | 62,455,000 | 64,167,000 | 66,722,000 | 68,528,000 |