Call reports 2001
CROSSROADS BANK — 2001
What CROSSROADS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,150,000 | 82,908,000 | 87,427,000 | 85,261,000 |
| Total loans | 35,296,000 | 36,173,000 | 37,549,000 | 37,208,000 |
| Allowance for loan losses | 594,000 | 603,000 | 582,000 | 603,000 |
| Securities available for sale | 32,513,000 | 31,577,000 | 30,981,000 | 31,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,370,000 | 70,936,000 | 74,755,000 | 74,129,000 |
| Interest-bearing deposits | 58,930,000 | 59,456,000 | 62,670,000 | 63,210,000 |
| Noninterest-bearing deposits | 11,440,000 | 11,480,000 | 12,085,000 | 10,919,000 |
| Equity capital | 10,863,000 | 11,088,000 | 11,587,000 | 10,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,803,000 | 4,190,000 | 5,537,000 |
| Interest expense | 640,000 | 1,281,000 | 1,907,000 | 2,495,000 |
| Net interest income | 767,000 | 1,522,000 | 2,283,000 | 3,042,000 |
| Noninterest income | 191,000 | 332,000 | 483,000 | 647,000 |
| Noninterest expense | 581,000 | 1,158,000 | 1,763,000 | 2,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 704,000 | 1,017,000 | 1,255,000 |
| Income tax | 111,000 | 199,000 | 283,000 | 340,000 |
| Net income | 274,000 | 505,000 | 734,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,949,000 | 10,796,000 | 10,560,000 | 9,752,000 |
| Total capital | 10,543,000 | 11,399,000 | 11,142,000 | 10,309,000 |
| Risk-weighted assets | 56,959,000 | 58,263,000 | 47,387,000 | 44,081,000 |