Call reports 2026
IOWA FALLS STATE BANK — 2026
What IOWA FALLS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 204,190,000 | 201,504,000 |
| Total loans | 100,224,000 | 98,628,000 |
| Allowance for loan losses | 1,067,000 | 1,067,000 |
| Securities available for sale | 83,460,000 | 82,125,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 157,567,000 | 162,794,000 |
| Interest-bearing deposits | 131,322,000 | 139,192,000 |
| Noninterest-bearing deposits | 26,245,000 | 23,602,000 |
| Equity capital | 30,240,000 | 30,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,776,000 | 5,582,000 |
| Interest expense | 897,000 | 1,822,000 |
| Net interest income | 1,879,000 | 3,760,000 |
| Noninterest income | 166,000 | 357,000 |
| Noninterest expense | 1,290,000 | 2,578,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 770,000 | 1,534,000 |
| Income tax | 167,000 | 333,000 |
| Net income | 603,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,689,000 | 16,198,000 |
| Total capital | 16,756,000 | 17,265,000 |
| Risk-weighted assets | 131,790,000 | 130,916,000 |