Call reports 2023
IOWA FALLS STATE BANK — 2023
What IOWA FALLS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 181,509,000 | 164,021,000 | 161,966,000 | 173,634,000 |
| Total loans | 66,345,000 | 67,626,000 | 75,387,000 | 85,333,000 |
| Allowance for loan losses | 802,000 | 803,000 | 832,000 | 927,000 |
| Securities available for sale | 73,438,000 | 69,205,000 | 63,778,000 | 65,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,963,000 | 133,756,000 | 131,352,000 | 138,041,000 |
| Interest-bearing deposits | 127,608,000 | 106,612,000 | 104,653,000 | 108,921,000 |
| Noninterest-bearing deposits | 32,356,000 | 27,144,000 | 26,699,000 | 29,120,000 |
| Equity capital | 20,931,000 | 26,257,000 | 25,455,000 | 28,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 2,521,000 | 5,280,000 | 7,873,000 |
| Interest expense | 55,000 | 692,000 | 1,375,000 | 2,230,000 |
| Net interest income | 206,000 | 1,829,000 | 3,905,000 | 5,643,000 |
| Noninterest income | 13,000 | 219,000 | 414,000 | 649,000 |
| Noninterest expense | 197,000 | 1,639,000 | 3,108,000 | 4,593,000 |
| Provision for loan losses | 802,000 | 803,000 | 842,000 | 952,000 |
| Pretax income | -780,000 | -460,000 | 269,000 | 645,000 |
| Income tax | 6,000 | 18,000 | 74,000 | 133,000 |
| Net income | -786,000 | -478,000 | 195,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,387,000 | 8,211,000 | 11,157,000 | 11,923,000 |
| Total capital | 3,189,000 | 9,014,000 | 11,989,000 | 12,850,000 |
| Risk-weighted assets | 124,992,000 | 111,392,000 | 117,718,000 | 120,847,000 |