Call reports 2022
IOWA FALLS STATE BANK — 2022
What IOWA FALLS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 152,182,000 | 153,480,000 | 150,761,000 | 151,939,000 |
| Total loans | 72,122,000 | 73,146,000 | 72,843,000 | 73,877,000 |
| Allowance for loan losses | 1,406,000 | 1,341,000 | 1,338,000 | 1,335,000 |
| Securities available for sale | 73,729,000 | 75,949,000 | 73,861,000 | 73,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,675,000 | 137,989,000 | 134,713,000 | 133,571,000 |
| Interest-bearing deposits | 111,100,000 | 107,975,000 | 104,601,000 | 102,740,000 |
| Noninterest-bearing deposits | 26,575,000 | 30,014,000 | 30,112,000 | 30,831,000 |
| Equity capital | 14,301,000 | 11,548,000 | 10,024,000 | 10,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,794,000 | 4,307,000 | 5,868,000 |
| Interest expense | 123,000 | 257,000 | 464,000 | 767,000 |
| Net interest income | 1,238,000 | 2,537,000 | 3,843,000 | 5,101,000 |
| Noninterest income | 175,000 | 358,000 | 529,000 | 749,000 |
| Noninterest expense | 1,029,000 | 2,037,000 | 3,010,000 | 4,048,000 |
| Provision for loan losses | 30,000 | 0 | 0 | 0 |
| Pretax income | 354,000 | 858,000 | 1,362,000 | 1,763,000 |
| Income tax | 15,000 | 37,000 | 59,000 | 76,000 |
| Net income | 339,000 | 821,000 | 1,303,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,144,000 | 16,327,000 | 16,658,000 | 16,892,000 |