Call reports 2020
IOWA FALLS STATE BANK — 2020
What IOWA FALLS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,711,000 | 140,486,000 | 139,159,000 | 145,606,000 |
| Total loans | 90,727,000 | 89,151,000 | 80,411,000 | 77,959,000 |
| Allowance for loan losses | 937,000 | 1,028,000 | 1,115,000 | 1,002,000 |
| Securities available for sale | 35,657,000 | 35,308,000 | 42,792,000 | 48,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,901,000 | 123,630,000 | 121,802,000 | 127,646,000 |
| Interest-bearing deposits | 96,559,000 | 99,732,000 | 97,614,000 | 100,434,000 |
| Noninterest-bearing deposits | 23,342,000 | 23,898,000 | 24,188,000 | 27,212,000 |
| Equity capital | 14,431,000 | 16,429,000 | 16,956,000 | 17,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 3,009,000 | 4,302,000 | 5,639,000 |
| Interest expense | 272,000 | 480,000 | 665,000 | 843,000 |
| Net interest income | 1,144,000 | 2,529,000 | 3,637,000 | 4,796,000 |
| Noninterest income | 168,000 | 367,000 | 553,000 | 742,000 |
| Noninterest expense | 839,000 | 1,708,000 | 2,579,000 | 3,422,000 |
| Provision for loan losses | 783,000 | 869,000 | 954,000 | 1,160,000 |
| Pretax income | -209,000 | 420,000 | 758,000 | 1,057,000 |
| Income tax | 16,000 | 18,000 | 33,000 | 46,000 |
| Net income | -225,000 | 402,000 | 725,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,408,000 | 16,027,000 | 16,059,000 | 16,195,000 |