Call reports 2019
IOWA FALLS STATE BANK — 2019
What IOWA FALLS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 138,118,000 | 138,016,000 | 134,861,000 | 135,253,000 |
| Total loans | 93,048,000 | 90,795,000 | 94,478,000 | 92,796,000 |
| Allowance for loan losses | 1,357,000 | 1,366,000 | 1,374,000 | 902,000 |
| Securities available for sale | 38,783,000 | 39,426,000 | 36,619,000 | 35,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,264,000 | 121,140,000 | 116,335,000 | 118,135,000 |
| Interest-bearing deposits | 98,368,000 | 97,148,000 | 94,522,000 | 96,555,000 |
| Noninterest-bearing deposits | 23,896,000 | 23,992,000 | 21,813,000 | 21,581,000 |
| Equity capital | 15,532,000 | 16,401,000 | 16,918,000 | 16,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,968,000 | 4,425,000 | 5,883,000 |
| Interest expense | 302,000 | 619,000 | 931,000 | 1,233,000 |
| Net interest income | 1,160,000 | 2,349,000 | 3,494,000 | 4,650,000 |
| Noninterest income | 153,000 | 461,000 | 643,000 | 949,000 |
| Noninterest expense | 810,000 | 1,662,000 | 2,487,000 | 3,419,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 473,000 | 1,088,000 | 1,560,000 | 2,060,000 |
| Income tax | 20,000 | 49,000 | 68,000 | 90,000 |
| Net income | 453,000 | 1,039,000 | 1,492,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,316,000 | 15,753,000 | 16,056,000 | 15,783,000 |
| Total capital | 16,673,000 | 17,119,000 | 17,430,000 | 16,685,000 |
| Risk-weighted assets | 115,297,000 | 114,057,000 | 116,890,000 | 116,591,000 |