Call reports 2018
IOWA FALLS STATE BANK — 2018
What IOWA FALLS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,441,000 | 135,279,000 | 136,537,000 | 133,551,000 |
| Total loans | 88,338,000 | 86,769,000 | 88,762,000 | 88,800,000 |
| Allowance for loan losses | 1,523,000 | 1,353,000 | 1,383,000 | 1,380,000 |
| Securities available for sale | 40,870,000 | 42,503,000 | 42,139,000 | 40,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,558,000 | 120,240,000 | 116,774,000 | 118,095,000 |
| Interest-bearing deposits | 99,890,000 | 98,555,000 | 98,279,000 | 95,971,000 |
| Noninterest-bearing deposits | 23,668,000 | 21,685,000 | 18,495,000 | 22,125,000 |
| Equity capital | 14,580,000 | 14,636,000 | 14,519,000 | 14,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,729,000 | 4,147,000 | 5,611,000 |
| Interest expense | 248,000 | 533,000 | 823,000 | 1,152,000 |
| Net interest income | 1,077,000 | 2,196,000 | 3,324,000 | 4,459,000 |
| Noninterest income | 176,000 | 334,000 | 509,000 | 705,000 |
| Noninterest expense | 820,000 | 1,650,000 | 2,472,000 | 3,387,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 403,000 | 820,000 | 1,271,000 | 1,657,000 |
| Income tax | 19,000 | 37,000 | 57,000 | 75,000 |
| Net income | 384,000 | 783,000 | 1,214,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,716,000 | 14,815,000 | 14,945,000 | 15,013,000 |
| Total capital | 16,072,000 | 16,155,000 | 16,312,000 | 16,385,000 |
| Risk-weighted assets | 108,321,000 | 107,195,000 | 109,327,000 | 109,789,000 |