Call reports 2017
IOWA FALLS STATE BANK — 2017
What IOWA FALLS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,949,000 | 139,852,000 | 138,956,000 | 136,704,000 |
| Total loans | 87,182,000 | 87,042,000 | 88,923,000 | 88,472,000 |
| Allowance for loan losses | 1,530,000 | 1,537,000 | 1,577,000 | 1,558,000 |
| Securities available for sale | 42,282,000 | 42,596,000 | 41,999,000 | 40,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,267,000 | 123,670,000 | 122,218,000 | 120,980,000 |
| Interest-bearing deposits | 97,050,000 | 99,887,000 | 101,140,000 | 98,820,000 |
| Noninterest-bearing deposits | 21,217,000 | 23,783,000 | 21,078,000 | 22,160,000 |
| Equity capital | 14,562,000 | 15,016,000 | 15,113,000 | 14,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,640,000 | 4,005,000 | 5,386,000 |
| Interest expense | 194,000 | 411,000 | 632,000 | 862,000 |
| Net interest income | 1,117,000 | 2,229,000 | 3,373,000 | 4,524,000 |
| Noninterest income | 158,000 | 341,000 | 539,000 | 722,000 |
| Noninterest expense | 786,000 | 1,588,000 | 2,381,000 | 3,334,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 444,000 | 892,000 | 1,445,000 | 1,788,000 |
| Income tax | 20,000 | 40,000 | 64,000 | 79,000 |
| Net income | 424,000 | 852,000 | 1,381,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,247,000 | 14,375,000 | 14,604,000 | 14,631,000 |
| Total capital | 15,580,000 | 15,717,000 | 15,952,000 | 15,963,000 |
| Risk-weighted assets | 106,402,000 | 107,174,000 | 107,496,000 | 106,291,000 |