Call reports 2011
IOWA FALLS STATE BANK — 2011
What IOWA FALLS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,927,000 | 108,171,000 | 107,930,000 | 109,133,000 |
| Total loans | 66,197,000 | 66,551,000 | 65,083,000 | 64,182,000 |
| Allowance for loan losses | 1,074,000 | 1,120,000 | 1,155,000 | 1,200,000 |
| Securities available for sale | 30,272,000 | 34,985,000 | 35,932,000 | 35,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,059,000 | 88,414,000 | 89,548,000 | 92,647,000 |
| Interest-bearing deposits | 79,038,000 | 76,730,000 | 78,836,000 | 79,328,000 |
| Noninterest-bearing deposits | 11,021,000 | 11,684,000 | 10,712,000 | 13,319,000 |
| Equity capital | 11,560,000 | 12,418,000 | 12,975,000 | 13,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,673,000 | 4,060,000 | 5,437,000 |
| Interest expense | 294,000 | 573,000 | 846,000 | 1,100,000 |
| Net interest income | 1,017,000 | 2,100,000 | 3,214,000 | 4,337,000 |
| Noninterest income | 103,000 | 195,000 | 325,000 | 432,000 |
| Noninterest expense | 649,000 | 1,357,000 | 2,049,000 | 2,771,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 426,000 | 848,000 | 1,356,000 | 1,819,000 |
| Income tax | 17,000 | 34,000 | 54,000 | 73,000 |
| Net income | 409,000 | 814,000 | 1,302,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,801,000 | 10,956,000 | 11,194,000 | 11,388,000 |
| Total capital | 11,875,000 | 12,076,000 | 12,293,000 | 12,504,000 |
| Risk-weighted assets | 87,738,000 | 89,346,000 | 87,889,000 | 88,846,000 |