Call reports 2010
IOWA FALLS STATE BANK — 2010
What IOWA FALLS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,571,000 | 100,944,000 | 100,138,000 | 101,800,000 |
| Total loans | 63,343,000 | 65,844,000 | 65,333,000 | 68,130,000 |
| Allowance for loan losses | 813,000 | 903,000 | 994,000 | 1,034,000 |
| Securities available for sale | 28,839,000 | 28,741,000 | 28,392,000 | 27,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,339,000 | 82,388,000 | 82,892,000 | 83,762,000 |
| Interest-bearing deposits | 71,496,000 | 72,045,000 | 71,799,000 | 73,237,000 |
| Noninterest-bearing deposits | 10,843,000 | 10,343,000 | 11,093,000 | 10,525,000 |
| Equity capital | 10,876,000 | 11,143,000 | 11,763,000 | 11,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,617,000 | 4,036,000 | 5,448,000 |
| Interest expense | 318,000 | 631,000 | 940,000 | 1,249,000 |
| Net interest income | 970,000 | 1,986,000 | 3,096,000 | 4,199,000 |
| Noninterest income | 100,000 | 211,000 | 316,000 | 424,000 |
| Noninterest expense | 662,000 | 1,329,000 | 2,003,000 | 2,704,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 315,000 |
| Pretax income | 318,000 | 688,000 | 1,139,000 | 1,604,000 |
| Income tax | 16,000 | 34,000 | 57,000 | 81,000 |
| Net income | 302,000 | 654,000 | 1,082,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,171,000 | 10,273,000 | 10,450,000 | 10,642,000 |
| Total capital | 10,984,000 | 11,176,000 | 11,444,000 | 11,676,000 |
| Risk-weighted assets | 79,964,000 | 86,905,000 | 85,588,000 | 87,903,000 |