Call reports 2009
IOWA FALLS STATE BANK — 2009
What IOWA FALLS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,288,000 | 94,307,000 | 97,767,000 | 100,630,000 |
| Total loans | 62,097,000 | 62,339,000 | 61,173,000 | 64,301,000 |
| Allowance for loan losses | 562,000 | 617,000 | 632,000 | 723,000 |
| Securities available for sale | 26,132,000 | 24,809,000 | 30,628,000 | 28,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,482,000 | 79,863,000 | 79,736,000 | 80,786,000 |
| Interest-bearing deposits | 68,145,000 | 68,954,000 | 67,678,000 | 69,524,000 |
| Noninterest-bearing deposits | 11,337,000 | 10,909,000 | 12,058,000 | 11,262,000 |
| Equity capital | 9,354,000 | 9,927,000 | 10,611,000 | 10,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,539,000 | 3,795,000 | 5,100,000 |
| Interest expense | 403,000 | 802,000 | 1,170,000 | 1,513,000 |
| Net interest income | 868,000 | 1,737,000 | 2,625,000 | 3,587,000 |
| Noninterest income | 96,000 | 190,000 | 296,000 | 406,000 |
| Noninterest expense | 639,000 | 1,311,000 | 2,015,000 | 2,723,000 |
| Provision for loan losses | 80,000 | 170,000 | 260,000 | 350,000 |
| Pretax income | 283,000 | 484,000 | 684,000 | 993,000 |
| Income tax | 11,000 | 19,000 | 27,000 | 40,000 |
| Net income | 272,000 | 465,000 | 657,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,887,000 | 9,930,000 | 9,972,000 | 10,119,000 |
| Total capital | 10,449,000 | 10,547,000 | 10,604,000 | 10,842,000 |
| Risk-weighted assets | 73,566,000 | 65,607,000 | 76,653,000 | 80,354,000 |