Call reports 2008
IOWA FALLS STATE BANK — 2008
What IOWA FALLS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,219,000 | 94,934,000 | 95,382,000 | 93,730,000 |
| Total loans | 60,466,000 | 61,268,000 | 60,875,000 | 62,881,000 |
| Allowance for loan losses | 373,000 | 505,000 | 368,000 | 482,000 |
| Securities available for sale | 28,547,000 | 28,212,000 | 28,793,000 | 26,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,784,000 | 79,129,000 | 73,814,000 | 73,954,000 |
| Interest-bearing deposits | 68,358,000 | 68,055,000 | 62,488,000 | 63,689,000 |
| Noninterest-bearing deposits | 10,426,000 | 11,074,000 | 11,326,000 | 10,265,000 |
| Equity capital | 9,567,000 | 9,089,000 | 8,475,000 | 8,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,632,000 | 3,941,000 | 5,249,000 |
| Interest expense | 550,000 | 1,047,000 | 1,509,000 | 1,937,000 |
| Net interest income | 759,000 | 1,585,000 | 2,432,000 | 3,312,000 |
| Noninterest income | 92,000 | 216,000 | 315,000 | 437,000 |
| Noninterest expense | 602,000 | 1,192,000 | 1,770,000 | 2,348,000 |
| Provision for loan losses | 25,000 | 158,000 | 218,000 | 333,000 |
| Pretax income | 224,000 | 451,000 | 759,000 | 868,000 |
| Income tax | 9,000 | 18,000 | 30,000 | 39,000 |
| Net income | 215,000 | 433,000 | 729,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,602,000 | 9,670,000 | 9,816,000 | 9,766,000 |
| Total capital | 9,975,000 | 10,175,000 | 10,184,000 | 10,248,000 |
| Risk-weighted assets | 68,218,000 | 71,726,000 | 72,248,000 | 72,614,000 |
Machine access — free, no API key
Every figure shown here about IOWA FALLS STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.