Call reports 2006
IOWA FALLS STATE BANK — 2006
What IOWA FALLS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,651,000 | 88,797,000 | 86,985,000 | 93,649,000 |
| Total loans | 53,916,000 | 54,549,000 | 53,850,000 | 57,247,000 |
| Allowance for loan losses | 505,000 | 487,000 | 486,000 | 335,000 |
| Securities available for sale | 28,403,000 | 27,783,000 | 25,772,000 | 26,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,480,000 | 75,230,000 | 74,483,000 | 80,900,000 |
| Interest-bearing deposits | 66,357,000 | 67,334,000 | 65,252,000 | 70,311,000 |
| Noninterest-bearing deposits | 8,123,000 | 7,896,000 | 9,231,000 | 10,589,000 |
| Equity capital | 8,631,000 | 8,288,000 | 8,880,000 | 9,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,408,000 | 3,628,000 | 4,913,000 |
| Interest expense | 469,000 | 962,000 | 1,504,000 | 2,064,000 |
| Net interest income | 730,000 | 1,446,000 | 2,124,000 | 2,849,000 |
| Noninterest income | 58,000 | 137,000 | 214,000 | 301,000 |
| Noninterest expense | 547,000 | 1,108,000 | 1,736,000 | 2,347,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 293,000 | 527,000 | 704,000 | 1,065,000 |
| Income tax | 16,000 | 21,000 | 28,000 | 41,000 |
| Net income | 277,000 | 506,000 | 676,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,171,000 | 9,098,000 | 9,183,000 | 9,381,000 |
| Total capital | 9,676,000 | 9,585,000 | 9,669,000 | 9,716,000 |
| Risk-weighted assets | 57,811,000 | 58,956,000 | 58,056,000 | 61,916,000 |