Call reports 2003

IOWA FALLS STATE BANK — 2003

Name: IOWA FALLS STATE BANK — FFIEC call report 2003
Creator: IOWA FALLS STATE BANK

What IOWA FALLS STATE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c2082ae5-0732-40e9-ad03-6e8e412b10ee/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	80,355,000	81,614,000	83,586,000	87,448,000
Total loans	46,753,000	47,955,000	50,010,000	49,241,000
Allowance for loan losses	474,000	472,000	472,000	470,000
Securities available for sale	20,953,000	21,481,000	22,235,000	25,379,000
Securities held to maturity	8,011,000	7,860,000	7,361,000	7,791,000
Trading assets	0	0	0	0
Total deposits	67,562,000	67,082,000	66,756,000	70,322,000
Interest-bearing deposits	60,249,000	59,504,000	59,833,000	62,701,000
Noninterest-bearing deposits	7,313,000	7,578,000	6,923,000	7,621,000
Equity capital	9,705,000	9,984,000	9,880,000	10,255,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,155,000	2,325,000	3,498,000	4,673,000
Interest expense	374,000	700,000	1,029,000	1,352,000
Net interest income	781,000	1,625,000	2,469,000	3,321,000
Noninterest income	58,000	121,000	185,000	260,000
Noninterest expense	501,000	944,000	1,500,000	2,053,000
Provision for loan losses	0	0	0	0
Pretax income	338,000	802,000	1,154,000	1,528,000
Income tax	89,000	112,000	132,000	148,000
Net income	249,000	690,000	1,022,000	1,380,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,300,000	9,541,000	9,672,000	9,831,000
Total capital	9,774,000	10,013,000	10,144,000	10,301,000
Risk-weighted assets	55,131,000	56,326,000	58,816,000	57,034,000