Call reports 2002
IOWA FALLS STATE BANK — 2002
What IOWA FALLS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,476,000 | 80,722,000 | 82,985,000 | 81,850,000 |
| Total loans | 45,776,000 | 45,352,000 | 47,728,000 | 46,984,000 |
| Allowance for loan losses | 478,000 | 467,000 | 475,000 | 475,000 |
| Securities available for sale | 28,843,000 | 26,957,000 | 24,621,000 | 22,087,000 |
| Securities held to maturity | 5,110,000 | 4,400,000 | 4,314,000 | 8,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,767,000 | 65,717,000 | 67,088,000 | 66,370,000 |
| Interest-bearing deposits | 64,592,000 | 59,471,000 | 59,980,000 | 58,587,000 |
| Noninterest-bearing deposits | 6,175,000 | 6,246,000 | 7,108,000 | 7,783,000 |
| Equity capital | 8,693,000 | 9,167,000 | 9,575,000 | 9,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,636,000 | 3,918,000 | 5,168,000 |
| Interest expense | 512,000 | 983,000 | 1,421,000 | 1,823,000 |
| Net interest income | 809,000 | 1,653,000 | 2,497,000 | 3,345,000 |
| Noninterest income | 54,000 | 120,000 | 190,000 | 262,000 |
| Noninterest expense | 515,000 | 1,047,000 | 1,575,000 | 2,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 739,000 | 1,125,000 | 1,424,000 |
| Income tax | 80,000 | 177,000 | 274,000 | 340,000 |
| Net income | 268,000 | 562,000 | 851,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,559,000 | 8,728,000 | 9,017,000 | 9,251,000 |
| Total capital | 9,037,000 | 9,195,000 | 9,492,000 | 9,726,000 |
| Risk-weighted assets | 56,332,000 | 54,367,000 | 56,869,000 | 56,405,000 |