Call reports 2001
IOWA FALLS STATE BANK — 2001
What IOWA FALLS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,995,000 | 83,049,000 | 80,762,000 | 83,132,000 |
| Total loans | 44,532,000 | 45,876,000 | 46,194,000 | 47,489,000 |
| Allowance for loan losses | 727,000 | 727,000 | 728,000 | 723,000 |
| Securities available for sale | 31,766,000 | 27,798,000 | 25,815,000 | 25,909,000 |
| Securities held to maturity | 5,751,000 | 4,809,000 | 5,207,000 | 5,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,927,000 | 66,463,000 | 64,896,000 | 69,212,000 |
| Interest-bearing deposits | 61,954,000 | 61,057,000 | 59,399,000 | 62,840,000 |
| Noninterest-bearing deposits | 4,973,000 | 5,406,000 | 5,497,000 | 6,372,000 |
| Equity capital | 8,374,000 | 8,435,000 | 8,755,000 | 8,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,067,000 | 4,509,000 | 5,912,000 |
| Interest expense | 881,000 | 1,700,000 | 2,417,000 | 3,015,000 |
| Net interest income | 674,000 | 1,367,000 | 2,092,000 | 2,897,000 |
| Noninterest income | 61,000 | 130,000 | 188,000 | 260,000 |
| Noninterest expense | 513,000 | 996,000 | 1,477,000 | 2,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 501,000 | 803,000 | 1,152,000 |
| Income tax | 44,000 | 111,000 | 188,000 | 265,000 |
| Net income | 178,000 | 390,000 | 615,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,082,000 | 8,169,000 | 8,269,000 | 8,416,000 |
| Total capital | 8,776,000 | 8,874,000 | 8,969,000 | 9,130,000 |
| Risk-weighted assets | 55,526,000 | 56,484,000 | 55,953,000 | 57,125,000 |