Call reports 2025
NEWFIRST NATIONAL BANK — 2025
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 950,246,000 | 908,368,000 | 927,800,000 | 944,404,000 |
| Total loans | 718,466,000 | 705,609,000 | 677,849,000 | 691,145,000 |
| Allowance for loan losses | 9,673,000 | 9,674,000 | 9,652,000 | 9,649,000 |
| Securities available for sale | 59,482,000 | 56,228,000 | 53,566,000 | 53,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,349,000 | 790,793,000 | 808,325,000 | 824,273,000 |
| Interest-bearing deposits | 596,521,000 | 573,538,000 | 575,152,000 | 593,928,000 |
| Noninterest-bearing deposits | 235,828,000 | 217,255,000 | 233,173,000 | 230,345,000 |
| Equity capital | 110,923,000 | 109,701,000 | 110,956,000 | 110,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,099,000 | 30,399,000 | 45,826,000 | 60,664,000 |
| Interest expense | 3,309,000 | 6,602,000 | 9,811,000 | 12,834,000 |
| Net interest income | 11,790,000 | 23,797,000 | 36,015,000 | 47,830,000 |
| Noninterest income | 938,000 | 1,926,000 | 2,934,000 | 4,048,000 |
| Noninterest expense | 5,136,000 | 9,769,000 | 14,603,000 | 19,757,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 0 |
| Pretax income | 6,992,000 | 15,354,000 | 23,746,000 | 32,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,992,000 | 15,354,000 | 23,746,000 | 32,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,562,000 | 111,912,000 | 112,613,000 | 111,989,000 |