Call reports 2024
NEWFIRST NATIONAL BANK — 2024
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 918,656,000 | 918,640,000 | 912,379,000 | 925,104,000 |
| Total loans | 648,252,000 | 668,923,000 | 685,071,000 | 690,710,000 |
| Allowance for loan losses | 8,907,000 | 8,979,000 | 9,051,000 | 9,059,000 |
| Securities available for sale | 68,563,000 | 61,603,000 | 59,895,000 | 58,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,512,000 | 806,520,000 | 792,414,000 | 809,440,000 |
| Interest-bearing deposits | 577,499,000 | 590,638,000 | 560,088,000 | 575,641,000 |
| Noninterest-bearing deposits | 228,013,000 | 215,882,000 | 232,326,000 | 233,799,000 |
| Equity capital | 106,058,000 | 104,001,000 | 111,497,000 | 106,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,086,000 | 30,460,000 | 46,047,000 | 61,477,000 |
| Interest expense | 3,281,000 | 6,797,000 | 10,398,000 | 13,764,000 |
| Net interest income | 11,805,000 | 23,663,000 | 35,649,000 | 47,713,000 |
| Noninterest income | 1,090,000 | 2,017,000 | 2,995,000 | 3,960,000 |
| Noninterest expense | 5,075,000 | 9,745,000 | 14,464,000 | 19,416,000 |
| Provision for loan losses | 0 | 127,000 | 219,000 | 219,000 |
| Pretax income | 7,820,000 | 15,804,000 | 24,028,000 | 32,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,820,000 | 15,804,000 | 24,028,000 | 32,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,667,000 | 108,351,000 | 114,093,000 | 109,667,000 |