Call reports 2023
NEWFIRST NATIONAL BANK — 2023
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 897,324,000 | 964,808,000 | 977,535,000 | 919,952,000 |
| Total loans | 616,172,000 | 628,444,000 | 645,050,000 | 636,031,000 |
| Allowance for loan losses | 9,542,000 | 9,536,000 | 9,229,000 | 8,756,000 |
| Securities available for sale | 78,395,000 | 76,699,000 | 72,415,000 | 74,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,491,000 | 859,511,000 | 870,625,000 | 808,885,000 |
| Interest-bearing deposits | 516,102,000 | 603,878,000 | 608,335,000 | 560,578,000 |
| Noninterest-bearing deposits | 274,389,000 | 255,633,000 | 262,290,000 | 248,307,000 |
| Equity capital | 100,842,000 | 98,228,000 | 98,752,000 | 101,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,789,000 | 26,431,000 | 41,756,000 | 56,692,000 |
| Interest expense | 1,475,000 | 4,125,000 | 7,490,000 | 10,743,000 |
| Net interest income | 11,314,000 | 22,306,000 | 34,266,000 | 45,949,000 |
| Noninterest income | 1,820,000 | 3,477,000 | 4,867,000 | 5,900,000 |
| Noninterest expense | 4,783,000 | 9,405,000 | 13,937,000 | 18,789,000 |
| Provision for loan losses | 0 | 0 | -512,000 | -957,000 |
| Pretax income | 8,351,000 | 16,378,000 | 25,196,000 | 33,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,351,000 | 16,378,000 | 25,196,000 | 33,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,101,000 | 103,708,000 | 104,917,000 | 105,779,000 |