Call reports 2022
NEWFIRST NATIONAL BANK — 2022
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 941,177,000 | 901,672,000 | 901,405,000 | 882,038,000 |
| Total loans | 572,630,000 | 608,166,000 | 603,693,000 | 606,125,000 |
| Allowance for loan losses | 8,361,000 | 8,825,000 | 9,340,000 | 9,498,000 |
| Securities available for sale | 70,434,000 | 78,573,000 | 77,668,000 | 77,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,618,000 | 805,680,000 | 804,980,000 | 780,494,000 |
| Interest-bearing deposits | 527,720,000 | 505,686,000 | 514,270,000 | 488,769,000 |
| Noninterest-bearing deposits | 316,898,000 | 299,994,000 | 290,710,000 | 291,725,000 |
| Equity capital | 92,550,000 | 90,973,000 | 90,388,000 | 93,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,817,000 | 18,527,000 | 29,615,000 | 41,815,000 |
| Interest expense | 155,000 | 363,000 | 778,000 | 1,502,000 |
| Net interest income | 8,662,000 | 18,164,000 | 28,837,000 | 40,313,000 |
| Noninterest income | 942,000 | 1,960,000 | 3,233,000 | 5,993,000 |
| Noninterest expense | 4,502,000 | 8,899,000 | 13,623,000 | 18,456,000 |
| Provision for loan losses | 0 | 500,000 | 1,000,000 | 1,500,000 |
| Pretax income | 5,102,000 | 10,725,000 | 17,447,000 | 26,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,102,000 | 10,725,000 | 17,447,000 | 26,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,851,000 | 95,066,000 | 96,004,000 | 98,910,000 |