Call reports 2020
NEWFIRST NATIONAL BANK — 2020
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 757,783,000 | 863,084,000 | 817,101,000 | 844,639,000 |
| Total loans | 534,698,000 | 616,230,000 | 630,656,000 | 601,390,000 |
| Allowance for loan losses | 8,531,000 | 8,533,000 | 8,693,000 | 8,926,000 |
| Securities available for sale | 38,451,000 | 48,323,000 | 42,375,000 | 40,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,472,000 | 732,926,000 | 716,701,000 | 745,954,000 |
| Interest-bearing deposits | 403,402,000 | 430,485,000 | 454,916,000 | 487,029,000 |
| Noninterest-bearing deposits | 260,070,000 | 302,441,000 | 261,785,000 | 258,925,000 |
| Equity capital | 87,696,000 | 90,500,000 | 91,127,000 | 88,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,234,000 | 19,342,000 | 28,962,000 | 38,917,000 |
| Interest expense | 721,000 | 1,148,000 | 1,481,000 | 1,759,000 |
| Net interest income | 8,513,000 | 18,194,000 | 27,481,000 | 37,158,000 |
| Noninterest income | 1,835,000 | 3,457,000 | 5,219,000 | 6,677,000 |
| Noninterest expense | 5,231,000 | 10,389,000 | 15,585,000 | 21,548,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 1,750,000 | 2,000,000 |
| Pretax income | 3,617,000 | 9,762,000 | 15,365,000 | 20,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,617,000 | 9,762,000 | 15,365,000 | 20,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,427,000 | 87,915,000 | 88,644,000 | 86,566,000 |