Call reports 2019
NEWFIRST NATIONAL BANK — 2019
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 698,121,000 | 721,289,000 | 727,596,000 | 745,470,000 |
| Total loans | 523,918,000 | 531,508,000 | 529,393,000 | 538,641,000 |
| Allowance for loan losses | 7,695,000 | 7,691,000 | 7,902,000 | 6,973,000 |
| Securities available for sale | 49,880,000 | 48,378,000 | 44,017,000 | 40,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 608,805,000 | 628,308,000 | 635,156,000 | 652,188,000 |
| Interest-bearing deposits | 361,372,000 | 373,483,000 | 383,262,000 | 390,451,000 |
| Noninterest-bearing deposits | 247,433,000 | 254,825,000 | 251,894,000 | 261,737,000 |
| Equity capital | 82,637,000 | 85,494,000 | 84,562,000 | 85,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,242,000 | 18,699,000 | 28,272,000 | 37,779,000 |
| Interest expense | 1,006,000 | 2,055,000 | 3,048,000 | 3,881,000 |
| Net interest income | 8,236,000 | 16,644,000 | 25,224,000 | 33,898,000 |
| Noninterest income | 1,865,000 | 3,952,000 | 6,011,000 | 8,057,000 |
| Noninterest expense | 5,269,000 | 10,551,000 | 15,709,000 | 20,905,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 1,000,000 |
| Pretax income | 4,832,000 | 10,045,000 | 15,026,000 | 20,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,832,000 | 10,045,000 | 15,026,000 | 20,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,703,000 | 83,814,000 | 82,708,000 | 83,234,000 |
| Total capital | 88,497,000 | 90,779,000 | 89,624,000 | 90,293,000 |
| Risk-weighted assets | 542,537,000 | 556,421,000 | 552,171,000 | 564,736,000 |