Call reports 2018
NEWFIRST NATIONAL BANK — 2018
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 698,567,000 | 685,942,000 | 705,800,000 | 712,353,000 |
| Total loans | 486,289,000 | 506,375,000 | 528,901,000 | 530,856,000 |
| Allowance for loan losses | 8,210,000 | 6,870,000 | 7,310,000 | 7,802,000 |
| Securities available for sale | 54,189,000 | 56,209,000 | 51,113,000 | 50,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,741,000 | 601,737,000 | 618,097,000 | 622,794,000 |
| Interest-bearing deposits | 381,407,000 | 373,635,000 | 385,668,000 | 374,026,000 |
| Noninterest-bearing deposits | 233,334,000 | 228,102,000 | 232,429,000 | 248,768,000 |
| Equity capital | 78,000,000 | 77,630,000 | 80,497,000 | 81,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,024,000 | 16,608,000 | 25,639,000 | 35,018,000 |
| Interest expense | 581,000 | 1,250,000 | 2,011,000 | 2,946,000 |
| Net interest income | 7,443,000 | 15,358,000 | 23,628,000 | 32,072,000 |
| Noninterest income | 1,881,000 | 3,817,000 | 5,638,000 | 7,902,000 |
| Noninterest expense | 5,082,000 | 10,068,000 | 15,130,000 | 20,559,000 |
| Provision for loan losses | 0 | 500,000 | 1,000,000 | 1,500,000 |
| Pretax income | 4,242,000 | 8,607,000 | 13,136,000 | 17,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,242,000 | 8,607,000 | 13,136,000 | 17,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,171,000 | 77,005,000 | 80,146,000 | 80,924,000 |
| Total capital | 83,452,000 | 83,459,000 | 86,874,000 | 87,729,000 |
| Risk-weighted assets | 500,465,000 | 515,796,000 | 537,606,000 | 543,323,000 |