Call reports 2017
NEWFIRST NATIONAL BANK — 2017
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 653,477,000 | 665,883,000 | 676,385,000 | 697,939,000 |
| Total loans | 458,569,000 | 489,288,000 | 496,986,000 | 482,292,000 |
| Allowance for loan losses | 7,704,000 | 7,992,000 | 8,221,000 | 8,178,000 |
| Securities available for sale | 44,543,000 | 43,525,000 | 41,140,000 | 39,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,142,000 | 588,443,000 | 596,078,000 | 615,229,000 |
| Interest-bearing deposits | 357,020,000 | 362,910,000 | 369,643,000 | 373,296,000 |
| Noninterest-bearing deposits | 221,122,000 | 225,533,000 | 226,435,000 | 241,933,000 |
| Equity capital | 70,246,000 | 71,714,000 | 74,292,000 | 76,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,285,000 | 15,267,000 | 23,254,000 | 31,084,000 |
| Interest expense | 434,000 | 903,000 | 1,402,000 | 1,916,000 |
| Net interest income | 6,851,000 | 14,364,000 | 21,852,000 | 29,168,000 |
| Noninterest income | 1,490,000 | 3,136,000 | 4,895,000 | 6,036,000 |
| Noninterest expense | 4,956,000 | 9,672,000 | 14,543,000 | 18,850,000 |
| Provision for loan losses | 500,000 | 750,000 | 1,000,000 | 1,000,000 |
| Pretax income | 2,885,000 | 7,078,000 | 11,204,000 | 15,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,885,000 | 7,078,000 | 11,204,000 | 15,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,743,000 | 70,080,000 | 72,737,000 | 74,887,000 |
| Total capital | 74,586,000 | 76,331,000 | 78,966,000 | 80,940,000 |
| Risk-weighted assets | 465,464,000 | 498,283,000 | 496,211,000 | 482,010,000 |