Call reports 2016
NEWFIRST NATIONAL BANK — 2016
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 609,156,000 | 637,351,000 | 623,105,000 | 647,465,000 |
| Total loans | 471,426,000 | 469,699,000 | 464,556,000 | 454,959,000 |
| Allowance for loan losses | 7,117,000 | 7,120,000 | 7,926,000 | 8,027,000 |
| Securities available for sale | 42,978,000 | 41,529,000 | 39,475,000 | 42,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,459,000 | 563,766,000 | 549,944,000 | 572,666,000 |
| Interest-bearing deposits | 328,824,000 | 350,694,000 | 346,075,000 | 346,852,000 |
| Noninterest-bearing deposits | 208,635,000 | 213,072,000 | 203,869,000 | 225,814,000 |
| Equity capital | 66,771,000 | 67,944,000 | 67,671,000 | 68,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,342,000 | 14,861,000 | 22,461,000 | 29,691,000 |
| Interest expense | 297,000 | 610,000 | 963,000 | 1,329,000 |
| Net interest income | 7,045,000 | 14,251,000 | 21,498,000 | 28,362,000 |
| Noninterest income | 1,598,000 | 3,143,000 | 5,730,000 | 7,482,000 |
| Noninterest expense | 4,890,000 | 9,486,000 | 14,328,000 | 19,241,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 500,000 |
| Pretax income | 3,753,000 | 7,908,000 | 12,600,000 | 16,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,753,000 | 7,908,000 | 12,600,000 | 16,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,417,000 | 65,471,000 | 65,284,000 | 67,288,000 |
| Total capital | 70,588,000 | 71,531,000 | 71,241,000 | 73,145,000 |
| Risk-weighted assets | 492,682,000 | 483,660,000 | 474,515,000 | 466,339,000 |