Call reports 2015
NEWFIRST NATIONAL BANK — 2015
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 620,841,000 | 600,523,000 | 600,820,000 | 605,953,000 |
| Total loans | 438,347,000 | 463,127,000 | 454,037,000 | 462,242,000 |
| Allowance for loan losses | 6,451,000 | 5,868,000 | 5,891,000 | 7,133,000 |
| Securities available for sale | 45,965,000 | 44,628,000 | 45,163,000 | 43,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,886,000 | 535,090,000 | 532,641,000 | 536,396,000 |
| Interest-bearing deposits | 339,370,000 | 332,136,000 | 324,802,000 | 321,968,000 |
| Noninterest-bearing deposits | 216,516,000 | 202,954,000 | 207,839,000 | 214,428,000 |
| Equity capital | 60,740,000 | 60,547,000 | 63,175,000 | 64,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,887,000 | 14,064,000 | 21,323,000 | 28,477,000 |
| Interest expense | 205,000 | 404,000 | 599,000 | 801,000 |
| Net interest income | 6,682,000 | 13,660,000 | 20,724,000 | 27,676,000 |
| Noninterest income | 1,522,000 | 3,252,000 | 5,600,000 | 7,311,000 |
| Noninterest expense | 4,875,000 | 9,551,000 | 14,848,000 | 19,086,000 |
| Provision for loan losses | 375,000 | 1,750,000 | 2,125,000 | 3,600,000 |
| Pretax income | 2,954,000 | 5,611,000 | 9,351,000 | 12,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,954,000 | 5,611,000 | 9,351,000 | 12,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,106,000 | 58,228,000 | 60,697,000 | 62,147,000 |
| Total capital | 63,695,000 | 64,184,000 | 66,666,000 | 68,206,000 |
| Risk-weighted assets | 446,289,000 | 482,842,000 | 477,453,000 | 483,577,000 |