Call reports 2014
NEWFIRST NATIONAL BANK — 2014
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 567,326,000 | 556,288,000 | 572,334,000 | 617,095,000 |
| Total loans | 379,518,000 | 399,472,000 | 408,428,000 | 423,193,000 |
| Allowance for loan losses | 5,380,000 | 5,594,000 | 6,335,000 | 6,077,000 |
| Securities available for sale | 49,457,000 | 48,709,000 | 47,450,000 | 46,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,750,000 | 495,978,000 | 510,402,000 | 553,550,000 |
| Interest-bearing deposits | 323,742,000 | 317,427,000 | 325,679,000 | 344,305,000 |
| Noninterest-bearing deposits | 185,008,000 | 178,551,000 | 184,723,000 | 209,245,000 |
| Equity capital | 55,247,000 | 56,259,000 | 57,524,000 | 58,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,212,000 | 12,785,000 | 19,562,000 | 26,321,000 |
| Interest expense | 202,000 | 407,000 | 611,000 | 830,000 |
| Net interest income | 6,010,000 | 12,378,000 | 18,951,000 | 25,491,000 |
| Noninterest income | 1,216,000 | 2,799,000 | 5,072,000 | 6,707,000 |
| Noninterest expense | 4,607,000 | 9,188,000 | 14,475,000 | 19,287,000 |
| Provision for loan losses | 0 | 250,000 | 1,000,000 | 1,650,000 |
| Pretax income | 2,641,000 | 5,761,000 | 8,570,000 | 11,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,641,000 | 5,761,000 | 8,570,000 | 11,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,177,000 | 53,816,000 | 55,274,000 | 56,504,000 |
| Total capital | 57,872,000 | 58,770,000 | 60,397,000 | 61,809,000 |
| Risk-weighted assets | 374,804,000 | 395,571,000 | 408,564,000 | 423,564,000 |