Call reports 2013
NEWFIRST NATIONAL BANK — 2013
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 494,305,000 | 498,849,000 | 516,415,000 | 539,103,000 |
| Total loans | 330,293,000 | 332,762,000 | 335,107,000 | 348,873,000 |
| Allowance for loan losses | 4,624,000 | 4,833,000 | 5,002,000 | 5,483,000 |
| Securities available for sale | 58,687,000 | 61,060,000 | 55,999,000 | 56,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,367,000 | 444,355,000 | 460,309,000 | 482,322,000 |
| Interest-bearing deposits | 278,917,000 | 285,881,000 | 289,958,000 | 295,862,000 |
| Noninterest-bearing deposits | 161,450,000 | 158,474,000 | 170,351,000 | 186,460,000 |
| Equity capital | 51,486,000 | 51,380,000 | 52,757,000 | 53,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,827,000 | 11,640,000 | 17,550,000 | 23,445,000 |
| Interest expense | 186,000 | 375,000 | 566,000 | 761,000 |
| Net interest income | 5,641,000 | 11,265,000 | 16,984,000 | 22,684,000 |
| Noninterest income | 1,165,000 | 2,408,000 | 3,746,000 | 4,938,000 |
| Noninterest expense | 4,091,000 | 8,227,000 | 12,578,000 | 16,876,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 500,000 |
| Pretax income | 2,715,000 | 5,446,000 | 8,066,000 | 10,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,715,000 | 5,446,000 | 8,066,000 | 10,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,547,000 | 49,477,000 | 51,005,000 | 51,724,000 |
| Total capital | 52,578,000 | 53,507,000 | 55,095,000 | 56,061,000 |
| Risk-weighted assets | 321,831,000 | 321,548,000 | 326,166,000 | 345,741,000 |