Call reports 2012
NEWFIRST NATIONAL BANK — 2012
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 463,424,000 | 460,940,000 | 480,532,000 | 505,882,000 |
| Total loans | 297,991,000 | 308,222,000 | 326,559,000 | 333,283,000 |
| Allowance for loan losses | 4,892,000 | 4,484,000 | 4,749,000 | 4,870,000 |
| Securities available for sale | 67,879,000 | 70,778,000 | 65,524,000 | 60,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,894,000 | 411,133,000 | 428,770,000 | 452,907,000 |
| Interest-bearing deposits | 273,688,000 | 271,928,000 | 277,659,000 | 280,808,000 |
| Noninterest-bearing deposits | 142,206,000 | 139,205,000 | 151,111,000 | 172,099,000 |
| Equity capital | 44,674,000 | 46,395,000 | 49,067,000 | 49,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,430,000 | 11,337,000 | 17,297,000 | 23,245,000 |
| Interest expense | 282,000 | 524,000 | 742,000 | 943,000 |
| Net interest income | 5,148,000 | 10,813,000 | 16,555,000 | 22,302,000 |
| Noninterest income | 1,056,000 | 2,217,000 | 3,717,000 | 4,903,000 |
| Noninterest expense | 3,956,000 | 8,033,000 | 11,926,000 | 15,946,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 1,200,000 |
| Pretax income | 2,248,000 | 4,997,000 | 7,896,000 | 10,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,248,000 | 4,997,000 | 7,896,000 | 10,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,131,000 | 43,454,000 | 45,512,000 | 46,674,000 |
| Total capital | 45,769,000 | 47,203,000 | 49,514,000 | 50,756,000 |
| Risk-weighted assets | 289,696,000 | 299,079,000 | 319,348,000 | 325,698,000 |