Call reports 2011
NEWFIRST NATIONAL BANK — 2011
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 430,091,000 | 421,261,000 | 439,126,000 | 454,161,000 |
| Total loans | 281,047,000 | 288,536,000 | 296,496,000 | 295,079,000 |
| Allowance for loan losses | 4,734,000 | 4,644,000 | 4,639,000 | 4,819,000 |
| Securities available for sale | 53,088,000 | 52,253,000 | 52,179,000 | 48,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,370,000 | 377,715,000 | 393,079,000 | 407,614,000 |
| Interest-bearing deposits | 280,446,000 | 270,449,000 | 273,326,000 | 269,462,000 |
| Noninterest-bearing deposits | 107,924,000 | 107,266,000 | 119,753,000 | 138,152,000 |
| Equity capital | 39,114,000 | 40,326,000 | 42,645,000 | 43,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,361,000 | 10,861,000 | 16,567,000 | 22,163,000 |
| Interest expense | 423,000 | 824,000 | 1,186,000 | 1,511,000 |
| Net interest income | 4,938,000 | 10,037,000 | 15,381,000 | 20,652,000 |
| Noninterest income | 985,000 | 1,732,000 | 2,631,000 | 3,700,000 |
| Noninterest expense | 4,209,000 | 7,899,000 | 11,833,000 | 15,428,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 600,000 |
| Pretax income | 1,714,000 | 3,870,000 | 6,029,000 | 8,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,714,000 | 3,870,000 | 6,029,000 | 8,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,486,000 | 38,305,000 | 39,776,000 | 40,571,000 |
| Total capital | 41,026,000 | 41,931,000 | 43,425,000 | 44,163,000 |
| Risk-weighted assets | 281,877,000 | 288,962,000 | 290,803,000 | 286,064,000 |