Call reports 2010
NEWFIRST NATIONAL BANK — 2010
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 421,873,000 | 409,538,000 | 400,044,000 | 409,859,000 |
| Total loans | 281,190,000 | 284,605,000 | 291,212,000 | 286,598,000 |
| Allowance for loan losses | 4,144,000 | 4,968,000 | 5,536,000 | 4,922,000 |
| Securities available for sale | 44,392,000 | 45,577,000 | 44,179,000 | 44,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,017,000 | 370,030,000 | 359,222,000 | 368,855,000 |
| Interest-bearing deposits | 304,387,000 | 292,330,000 | 276,227,000 | 272,464,000 |
| Noninterest-bearing deposits | 78,630,000 | 77,700,000 | 82,995,000 | 96,391,000 |
| Equity capital | 36,627,000 | 36,829,000 | 38,058,000 | 38,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,433,000 | 10,977,000 | 16,767,000 | 22,250,000 |
| Interest expense | 684,000 | 1,273,000 | 1,776,000 | 2,243,000 |
| Net interest income | 4,749,000 | 9,704,000 | 14,991,000 | 20,007,000 |
| Noninterest income | 1,176,000 | 2,148,000 | 2,743,000 | 3,776,000 |
| Noninterest expense | 3,774,000 | 7,407,000 | 11,053,000 | 14,979,000 |
| Provision for loan losses | 270,000 | 1,229,000 | 1,409,000 | 1,315,000 |
| Pretax income | 1,881,000 | 3,216,000 | 5,272,000 | 7,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,881,000 | 3,216,000 | 5,272,000 | 7,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,596,000 | 34,668,000 | 35,838,000 | 36,555,000 |
| Total capital | 38,138,000 | 38,244,000 | 39,476,000 | 40,104,000 |
| Risk-weighted assets | 282,776,000 | 284,680,000 | 289,107,000 | 282,456,000 |