Call reports 2009
NEWFIRST NATIONAL BANK — 2009
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 376,002,000 | 364,535,000 | 397,298,000 | 392,902,000 |
| Total loans | 280,984,000 | 288,439,000 | 287,816,000 | 286,782,000 |
| Allowance for loan losses | 4,002,000 | 4,274,000 | 4,053,000 | 4,152,000 |
| Securities available for sale | 46,128,000 | 39,040,000 | 37,150,000 | 38,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,449,000 | 326,913,000 | 359,742,000 | 355,160,000 |
| Interest-bearing deposits | 255,355,000 | 250,648,000 | 269,532,000 | 264,038,000 |
| Noninterest-bearing deposits | 82,094,000 | 76,265,000 | 90,210,000 | 91,122,000 |
| Equity capital | 31,840,000 | 31,992,000 | 33,235,000 | 34,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,438,000 | 11,032,000 | 16,661,000 | 22,108,000 |
| Interest expense | 1,157,000 | 2,170,000 | 3,073,000 | 3,837,000 |
| Net interest income | 4,281,000 | 8,862,000 | 13,588,000 | 18,271,000 |
| Noninterest income | 1,028,000 | 2,025,000 | 3,058,000 | 4,174,000 |
| Noninterest expense | 3,405,000 | 7,005,000 | 10,712,000 | 14,464,000 |
| Provision for loan losses | 333,000 | 700,000 | 1,334,000 | 1,527,000 |
| Pretax income | 1,571,000 | 3,182,000 | 4,600,000 | 6,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,571,000 | 3,182,000 | 4,600,000 | 6,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,094,000 | 30,511,000 | 31,282,000 | 33,136,000 |
| Total capital | 33,683,000 | 34,123,000 | 34,914,000 | 36,769,000 |
| Risk-weighted assets | 286,676,000 | 288,291,000 | 290,117,000 | 290,147,000 |