Call reports 2008
NEWFIRST NATIONAL BANK — 2008
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 324,648,000 | 331,709,000 | 346,103,000 | 345,092,000 |
| Total loans | 256,215,000 | 263,460,000 | 267,806,000 | 275,976,000 |
| Allowance for loan losses | 3,243,000 | 3,358,000 | 3,495,000 | 3,792,000 |
| Securities available for sale | 44,170,000 | 41,759,000 | 39,655,000 | 45,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,818,000 | 296,240,000 | 308,692,000 | 305,715,000 |
| Interest-bearing deposits | 219,577,000 | 222,792,000 | 231,233,000 | 226,063,000 |
| Noninterest-bearing deposits | 72,241,000 | 73,448,000 | 77,459,000 | 79,652,000 |
| Equity capital | 27,689,000 | 26,924,000 | 28,698,000 | 30,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,607,000 | 11,072,000 | 16,698,000 | 22,114,000 |
| Interest expense | 1,815,000 | 3,373,000 | 4,879,000 | 6,156,000 |
| Net interest income | 3,792,000 | 7,699,000 | 11,819,000 | 15,958,000 |
| Noninterest income | 869,000 | 1,731,000 | 2,627,000 | 3,831,000 |
| Noninterest expense | 2,899,000 | 6,219,000 | 9,546,000 | 12,799,000 |
| Provision for loan losses | 356,000 | 583,000 | 792,000 | 1,383,000 |
| Pretax income | 1,448,000 | 2,670,000 | 4,146,000 | 5,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,448,000 | 2,670,000 | 4,146,000 | 5,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,355,000 | 26,565,000 | 27,808,000 | 29,308,000 |
| Total capital | 29,598,000 | 29,923,000 | 31,241,000 | 32,867,000 |
| Risk-weighted assets | 270,996,000 | 272,845,000 | 274,647,000 | 284,493,000 |