Call reports 2007
NEWFIRST NATIONAL BANK — 2007
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 266,816,000 | 276,326,000 | 299,089,000 | 307,796,000 |
| Total loans | 190,458,000 | 202,658,000 | 228,416,000 | 238,264,000 |
| Allowance for loan losses | 2,568,000 | 2,747,000 | 2,983,000 | 3,108,000 |
| Securities available for sale | 45,745,000 | 43,695,000 | 43,508,000 | 45,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,254,000 | 251,591,000 | 267,245,000 | 279,338,000 |
| Interest-bearing deposits | 177,255,000 | 187,724,000 | 196,200,000 | 208,040,000 |
| Noninterest-bearing deposits | 64,999,000 | 63,867,000 | 71,045,000 | 71,298,000 |
| Equity capital | 22,763,000 | 22,620,000 | 24,267,000 | 25,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,619,000 | 9,509,000 | 14,953,000 | 20,473,000 |
| Interest expense | 1,558,000 | 3,222,000 | 5,077,000 | 6,972,000 |
| Net interest income | 3,061,000 | 6,287,000 | 9,876,000 | 13,501,000 |
| Noninterest income | 695,000 | 1,476,000 | 2,201,000 | 2,981,000 |
| Noninterest expense | 2,653,000 | 5,311,000 | 8,062,000 | 10,811,000 |
| Provision for loan losses | 184,000 | 378,000 | 645,000 | 959,000 |
| Pretax income | 887,000 | 2,042,000 | 3,338,000 | 4,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 887,000 | 2,042,000 | 3,338,000 | 4,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,756,000 | 23,152,000 | 24,007,000 | 25,348,000 |
| Total capital | 25,270,000 | 25,847,000 | 26,990,000 | 28,456,000 |
| Risk-weighted assets | 201,043,000 | 215,570,000 | 241,607,000 | 252,798,000 |