Call reports 2006
NEWFIRST NATIONAL BANK — 2006
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 219,153,000 | 240,131,000 | 262,610,000 | 271,097,000 |
| Total loans | 155,482,000 | 165,184,000 | 182,939,000 | 181,886,000 |
| Allowance for loan losses | 2,054,000 | 2,171,000 | 2,360,000 | 2,399,000 |
| Securities available for sale | 41,089,000 | 45,531,000 | 49,964,000 | 49,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,615,000 | 221,580,000 | 241,005,000 | 248,118,000 |
| Interest-bearing deposits | 147,182,000 | 161,689,000 | 170,256,000 | 177,266,000 |
| Noninterest-bearing deposits | 53,433,000 | 59,891,000 | 70,749,000 | 70,852,000 |
| Equity capital | 17,347,000 | 16,936,000 | 19,422,000 | 20,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,575,000 | 7,517,000 | 12,173,000 | 16,930,000 |
| Interest expense | 927,000 | 2,141,000 | 3,570,000 | 5,128,000 |
| Net interest income | 2,648,000 | 5,376,000 | 8,603,000 | 11,802,000 |
| Noninterest income | 527,000 | 1,088,000 | 1,731,000 | 2,400,000 |
| Noninterest expense | 2,263,000 | 4,588,000 | 7,007,000 | 9,570,000 |
| Provision for loan losses | 140,000 | 426,000 | 650,000 | 718,000 |
| Pretax income | 772,000 | 1,450,000 | 2,677,000 | 3,914,000 |
| Income tax | 28,000 | 28,000 | 28,000 | 28,000 |
| Net income | 744,000 | 1,422,000 | 2,649,000 | 3,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,606,000 | 17,785,000 | 19,749,000 | 20,870,000 |
| Total capital | 19,660,000 | 19,956,000 | 22,109,000 | 23,269,000 |
| Risk-weighted assets | 168,361,000 | 179,058,000 | 196,213,000 | 198,163,000 |