Call reports 2002
NEWFIRST NATIONAL BANK — 2002
What NEWFIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,935,000 | 112,934,000 | 115,715,000 | 129,983,000 |
| Total loans | 27,583,000 | 28,870,000 | 35,133,000 | 46,045,000 |
| Allowance for loan losses | 452,000 | 486,000 | 543,000 | 642,000 |
| Securities available for sale | 69,176,000 | 76,784,000 | 64,338,000 | 65,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,462,000 | 98,443,000 | 100,409,000 | 114,707,000 |
| Interest-bearing deposits | 67,741,000 | 77,499,000 | 76,262,000 | 82,221,000 |
| Noninterest-bearing deposits | 22,721,000 | 20,944,000 | 24,147,000 | 32,486,000 |
| Equity capital | 12,610,000 | 13,459,000 | 14,060,000 | 14,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,980,000 | 4,480,000 | 6,057,000 |
| Interest expense | 405,000 | 793,000 | 1,156,000 | 1,552,000 |
| Net interest income | 1,088,000 | 2,187,000 | 3,324,000 | 4,505,000 |
| Noninterest income | 463,000 | 929,000 | 1,556,000 | 2,223,000 |
| Noninterest expense | 1,150,000 | 2,340,000 | 3,745,000 | 5,368,000 |
| Provision for loan losses | 60,000 | 135,000 | 225,000 | 330,000 |
| Pretax income | 341,000 | 641,000 | 970,000 | 1,266,000 |
| Income tax | 99,000 | 159,000 | 248,000 | 294,000 |
| Net income | 242,000 | 482,000 | 722,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,924,000 | 12,170,000 | 12,313,000 | 12,566,000 |
| Total capital | 12,376,000 | 12,656,000 | 12,856,000 | 13,208,000 |
| Risk-weighted assets | 45,028,000 | 50,548,000 | 52,524,000 | 62,600,000 |