Call report 2026Q1
MERCHANTS NATIONAL BANK — 2026Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,338,064,000 | USD | evidence → |
| Total loans | 947,618,000 | USD | evidence → |
| Allowance for loan losses | 11,302,000 | USD | evidence → |
| Securities available for sale | 122,265,000 | USD | evidence → |
| Securities held to maturity | 41,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,170,914,000 | USD | evidence → |
| Interest-bearing deposits | 959,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 211,724,000 | USD | evidence → |
| Equity capital | 122,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,151,000 | USD | evidence → |
| Interest expense | 4,344,000 | USD | evidence → |
| Net interest income | 10,807,000 | USD | evidence → |
| Noninterest income | 1,628,000 | USD | evidence → |
| Noninterest expense | 8,009,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,426,000 | USD | evidence → |
| Income tax | 869,000 | USD | evidence → |
| Net income | 3,557,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,708,000 | USD | evidence → |
| Total capital | 126,055,000 | USD | evidence → |
| Risk-weighted assets | 939,254,000 | USD | evidence → |