Call report 2024Q2
MERCHANTS NATIONAL BANK — 2024Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,320,441,000 | USD | evidence → |
| Total loans | 991,453,000 | USD | evidence → |
| Allowance for loan losses | 11,182,000 | USD | evidence → |
| Securities available for sale | 149,961,000 | USD | evidence → |
| Securities held to maturity | 60,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,097,874,000 | USD | evidence → |
| Interest-bearing deposits | 879,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 218,567,000 | USD | evidence → |
| Equity capital | 107,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,944,000 | USD | evidence → |
| Interest expense | 11,591,000 | USD | evidence → |
| Net interest income | 17,353,000 | USD | evidence → |
| Noninterest income | 2,940,000 | USD | evidence → |
| Noninterest expense | 14,227,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,066,000 | USD | evidence → |
| Income tax | 1,191,000 | USD | evidence → |
| Net income | 4,875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,641,000 | USD | evidence → |
| Total capital | 116,822,000 | USD | evidence → |
| Risk-weighted assets | 967,871,000 | USD | evidence → |