Call report 2018Q4
MERCHANTS NATIONAL BANK — 2018Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 736,716,000 | USD | evidence → |
| Total loans | 623,488,000 | USD | evidence → |
| Allowance for loan losses | 6,272,000 | USD | evidence → |
| Securities available for sale | 29,211,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 642,384,000 | USD | evidence → |
| Interest-bearing deposits | 516,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 125,504,000 | USD | evidence → |
| Equity capital | 71,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,221,000 | USD | evidence → |
| Interest expense | 4,357,000 | USD | evidence → |
| Net interest income | 26,864,000 | USD | evidence → |
| Noninterest income | 3,572,000 | USD | evidence → |
| Noninterest expense | 17,108,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 12,873,000 | USD | evidence → |
| Income tax | 2,637,000 | USD | evidence → |
| Net income | 10,236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,986,000 | USD | evidence → |
| Total capital | 78,258,000 | USD | evidence → |
| Risk-weighted assets | 578,164,000 | USD | evidence → |