Call report 2017Q4
MERCHANTS NATIONAL BANK — 2017Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 677,878,000 | USD | evidence → |
| Total loans | 589,182,000 | USD | evidence → |
| Allowance for loan losses | 6,148,000 | USD | evidence → |
| Securities available for sale | 37,312,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 588,849,000 | USD | evidence → |
| Interest-bearing deposits | 476,991,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,858,000 | USD | evidence → |
| Equity capital | 67,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,262,000 | USD | evidence → |
| Interest expense | 3,222,000 | USD | evidence → |
| Net interest income | 25,040,000 | USD | evidence → |
| Noninterest income | 3,233,000 | USD | evidence → |
| Noninterest expense | 15,373,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 12,329,000 | USD | evidence → |
| Income tax | 5,031,000 | USD | evidence → |
| Net income | 7,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,301,000 | USD | evidence → |
| Total capital | 73,449,000 | USD | evidence → |
| Risk-weighted assets | 546,198,000 | USD | evidence → |