Call report 2016Q4
MERCHANTS NATIONAL BANK — 2016Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 668,499,000 | USD | evidence → |
| Total loans | 537,816,000 | USD | evidence → |
| Allowance for loan losses | 5,675,000 | USD | evidence → |
| Securities available for sale | 47,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 583,746,000 | USD | evidence → |
| Interest-bearing deposits | 480,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,047,000 | USD | evidence → |
| Equity capital | 65,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,243,000 | USD | evidence → |
| Interest expense | 3,399,000 | USD | evidence → |
| Net interest income | 23,844,000 | USD | evidence → |
| Noninterest income | 3,027,000 | USD | evidence → |
| Noninterest expense | 15,130,000 | USD | evidence → |
| Provision for loan losses | 499,000 | USD | evidence → |
| Pretax income | 11,242,000 | USD | evidence → |
| Income tax | 3,639,000 | USD | evidence → |
| Net income | 7,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,723,000 | USD | evidence → |
| Total capital | 71,448,000 | USD | evidence → |
| Risk-weighted assets | 516,148,000 | USD | evidence → |