Call report 2010Q4
MERCHANTS NATIONAL BANK — 2010Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 568,841,000 | USD | evidence → |
| Total loans | 439,699,000 | USD | evidence → |
| Allowance for loan losses | 4,039,000 | USD | evidence → |
| Securities available for sale | 60,077,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 472,140,000 | USD | evidence → |
| Interest-bearing deposits | 418,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,970,000 | USD | evidence → |
| Equity capital | 44,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,015,000 | USD | evidence → |
| Interest expense | 7,962,000 | USD | evidence → |
| Net interest income | 21,053,000 | USD | evidence → |
| Noninterest income | 2,597,000 | USD | evidence → |
| Noninterest expense | 13,404,000 | USD | evidence → |
| Provision for loan losses | 1,555,000 | USD | evidence → |
| Pretax income | 8,714,000 | USD | evidence → |
| Income tax | 2,482,000 | USD | evidence → |
| Net income | 6,232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,129,000 | USD | evidence → |
| Total capital | 48,168,000 | USD | evidence → |
| Risk-weighted assets | 409,265,000 | USD | evidence → |