Call reports 2002
ALLAIRE COMMUNITY BANK — 2002
What ALLAIRE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 115,957,000 | 124,991,000 | 142,678,000 | 153,733,000 |
| Total loans | 68,907,000 | 74,119,000 | 80,603,000 | 91,176,000 |
| Allowance for loan losses | 681,000 | 736,000 | 799,000 | 906,000 |
| Securities available for sale | 27,961,000 | 29,499,000 | 33,374,000 | 36,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 8,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,306,000 | 112,352,000 | 129,378,000 | 140,029,000 |
| Interest-bearing deposits | 75,371,000 | 82,526,000 | 100,088,000 | 105,427,000 |
| Noninterest-bearing deposits | 28,935,000 | 29,826,000 | 29,290,000 | 34,602,000 |
| Equity capital | 11,296,000 | 12,022,000 | 12,424,000 | 12,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,336,000 | 5,287,000 | 7,379,000 |
| Interest expense | 349,000 | 717,000 | 1,166,000 | 1,654,000 |
| Net interest income | 1,233,000 | 2,619,000 | 4,121,000 | 5,725,000 |
| Noninterest income | 98,000 | 198,000 | 309,000 | 415,000 |
| Noninterest expense | 992,000 | 2,066,000 | 3,183,000 | 4,375,000 |
| Provision for loan losses | 48,000 | 103,000 | 168,000 | 275,000 |
| Pretax income | 291,000 | 648,000 | 1,079,000 | 1,495,000 |
| Income tax | 105,000 | 234,000 | 401,000 | 562,000 |
| Net income | 186,000 | 414,000 | 678,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,573,000 | 11,802,000 | 12,083,000 | 12,338,000 |
| Total capital | 12,254,000 | 12,538,000 | 12,882,000 | 13,244,000 |
| Risk-weighted assets | 77,865,000 | 83,994,000 | 92,804,000 | 103,250,000 |