Call reports 2001
ALLAIRE COMMUNITY BANK — 2001
What ALLAIRE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,621,000 | 82,316,000 | 90,690,000 | 100,588,000 |
| Total loans | 45,881,000 | 51,446,000 | 57,378,000 | 64,292,000 |
| Allowance for loan losses | 458,000 | 511,000 | 569,000 | 633,000 |
| Securities available for sale | 7,255,000 | 15,750,000 | 12,362,000 | 23,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,164,000 | 70,795,000 | 79,049,000 | 88,935,000 |
| Interest-bearing deposits | 49,151,000 | 51,294,000 | 54,944,000 | 62,585,000 |
| Noninterest-bearing deposits | 19,013,000 | 19,501,000 | 24,105,000 | 26,350,000 |
| Equity capital | 11,287,000 | 11,308,000 | 11,438,000 | 11,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,495,000 | 3,853,000 | 5,263,000 |
| Interest expense | 403,000 | 830,000 | 1,217,000 | 1,571,000 |
| Net interest income | 797,000 | 1,665,000 | 2,636,000 | 3,692,000 |
| Noninterest income | 58,000 | 135,000 | 214,000 | 303,000 |
| Noninterest expense | 777,000 | 1,640,000 | 2,592,000 | 3,541,000 |
| Provision for loan losses | 28,000 | 81,000 | 138,000 | 203,000 |
| Pretax income | 50,000 | 79,000 | 120,000 | 251,000 |
| Income tax | 17,000 | 31,000 | 55,000 | 97,000 |
| Net income | 33,000 | 48,000 | 65,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,266,000 | 11,281,000 | 11,298,000 | 11,387,000 |
| Total capital | 11,724,000 | 11,792,000 | 11,867,000 | 12,020,000 |
| Risk-weighted assets | 54,612,000 | 59,752,000 | 66,822,000 | 74,781,000 |